Student Dependent Declaration


I’d been determined to get my own Medibank card and health insurance since October 2014, but it’s been evident that since then there’s not been a great deal of activity. Fortunately, it seems now I will be forced to move off my parents’ health insurance and it only makes sense to move off my parents’ Medicare at the same time.

This is because only two Medicare cards can be issued per family (apparently), so I’ve never had my own Medicare card and consequently could never go see any medical practitioner by myself/without asking them.

Anyway, why am I being forced? Because it seems I am no longer a student dependent (and haven’t been for a while, actually, but they’ve only just emailed about it). If I don’t meet the below criteria, I am no longer covered by my family’s medical health insurance:

  • Single (unmarried and not living in a de facto relationship); and
  • Undertaking a full-time course or training program at a government accredited secondary or tertiary education institution or a TAFE college in Australia; and
  • Under the age of 25

Of which I no longer meet Criteria 2. There is a way for me to be covered under Medibank’s Fund Rules, but I don’t understand it.

(2) a Student Dependant being a Child of the Policy Holder or Principal Member who:
   (a) has reached the age of 21 but is under the age of 25, and
   (b) is undertaking Full-Time Education.
(3) an Adult Dependant being a Child of the Policy Holder or Principal Member who:
   (a) has reached the age of 21 but is under the age of 25, and
   (b) is not a Student Dependant; and
   (c) is a Member of an eligible Cover or combination of eligible Covers.

Not that I want to remain on the family medical insurance anyway. Independence here we go! Next on my list of tasks is citizenship, new passport and then.. moving out. Though not necessarily in that order.


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